With ATM surcharges at many popular destinations reaching upwards of $3, it can often feel like you are spending more money getting money out of the ATM, than on the trip itself.
The good news is there are a couple of easy ways to save money by avoiding ATM surcharges.Plan Ahead
Before you hit the road, plan ahead by stopping by your bank to withdraw cash. While we don’t suggest leaving the house with thousands of dollars in cash in your wallet, you do want enough to get you through 2 or 3 days.
Check to see if you can use your debit or credit card. Using your card will help conserve your cash, but will also help you keep track of your expenses when you get back home.
Ask for Cash Back
Picking up supplies at the grocery store? Don’t forget to ask for cash back! There’s no extra cost, and you can avoid hitting the ATM machine.
Look for an Allpoint ATM
A Community Bank Checkcard or ATM card gives you access to the Allpoint Network™ – America’s largest surcharge-free ATM network with over 43,000 ATMs. Look for the green Allpoint logo the next time you visit an ATM machine and save money.
Have a Android or Apple mobile device? The Allpoint Network is the first surcharge-free ATM network in the United States to offer iPhone™ and Android™ applications for conveniently locating surcharge-free ATMs across its network. The new application joins a suite of other services, including
- 24 hour speech phone system
- Mobile web friendly locator and
- GPS download functionality for Allpoint website searches to provide a higher level of cardholder convenience and member value Click here to find out more.
How do you avoid ATM surcharges when you are on the road?