Discover the Convenience of Online Banking

When you’re constantly on the go, finding the time to get your banking done can be a challenge. Fortunately, with the help of the Internet and your Online Bankingsmart phone, you can have access to your finances 24 hours a day, seven days a week. Online Banking is a convenient, safe way to stay in control of your financial life from the comfort of your own home or on the go.

Here are just a few things you can do with Online and Mobile Banking

View your account activity

With just a few clicks, you can check your account balance and view recent transactions. It’s easy to see which checks have cleared and monitor your balances in real-time.

Pay bills and keep your checkbook register online.

Online Bill Pay is another valuable tool that can help you streamline the management of your finances. With Bill Pay, you can schedule monthly bills, set up recurring payments and get reminders about due bills or recent payments, all from an easy-to-use dashboard.

Transfer money between accounts

Moving money is easy and efficient with the help of Online Banking.

Download electronic copies of your statements

When you opt for e-Statements, you’ll receive an electronic copy of your statement as soon as it’s available. You’ll reduce the amount of clutter on your countertops, and it’s great for the environment, too. E-statements can be downloaded to Quicken® or Microsoft Money®.

And last, but certainly not least, you can save time!

Your time is valuable. With Online Banking, you can save yourself a trip to the branch and manage your account quickly and easily, from wherever you can access the internet.

If you’re ready to take control of your finances and start enjoying the benefits of banking online anytime, visit cbtc.com to get started!

Business Banking Services That Can Save You Time and Money

As a business owner, you probably know the old adage all too well: “Time is money”. That’s why it’s important to partner with a financial institution thatBuisness Banking can help you make the most of both.

Technology and the Internet have made it easy to cut back on clutter and time-consuming activities in the workplace, and your bank often has solutions that can help you run a more efficient operation.

Online Banking

Gone are the days of the standard “9 to 5” workday; businesses are in motion around the clock, and it’s important to have access to your financial information wherever you need it, day or night. Online banking is a way for you to manage your company finances from anywhere you can access the Internet, whether you’re away on a business trip or in your own office. Most online banking sites will allow you to pay bills online, which can help cut down on paper invoices, and schedule auto-payments, which again saves you precious time each month.

Remote Deposit Capture

With Remote Deposit Capture, you can electronically deposit checks into your account, thus eliminating the need to leave the workplace during the day. Checks are scanned through a desktop scanner and electronically transmitted to the bank where they are posted to the account. It’s a convenient way to streamline your deposit process and improve your business’s cash flow.

Paperless Statements

Moving your statements online and eliminating paper copies is another way to minimize clutter in your office. Delivered electronically, e-Statements contain all the same information as paper statements and can typically be downloaded into accounting programs like Quickbooks™ or Quicken®. You can create electronic files of your finances that are easy to search through, which can free up space in your office, reduce the amount of waste you produce and save you time.

Mobile Payment Options

If your business requires you to collect payments on the go, mobile point-of-sale applications can make it easy for your customers to pay with a debit or credit card instead of writing a check. These applications have a high level of built-in security that can help save you the time and costs associated with counterfeit cards.

There are many different ways that your financial institution can support your business beyond simply providing you with an account. From payroll services to point of sale solutions, be sure that you are making the most out of your business banking relationship.

Community Bank of the Chesapeake provides a host of accounts, products and services to help you streamline your business operation and save time and money. Stop in to your local branch or visit our website to see how we can help you today!

How e-Statements help keep you more secure

According to a survey conducted by Javelin Strategy and the Better Business Bureau, theft of paper mail is among the three most common ways identity thieves gain access to private information.

Just by opening your mailbox, or looking in your recycling bin, thieves can easily pilfer checks, bank statements, and other documents containing your personal financial information. Continue reading

How to select a more secure password

Do you use the same password for everything you do online? If so, you may be giving away the keys to the kingdom!

But you could have the same problem if you use so many different passwords that you have to write them down to remember them. In the wrong hands, that slip of paper with all your passwords is like gold. Worse still is recording all of your passwords in a file or document on your computer — a cybercriminal’s dream come true! Continue reading