4 Simple Steps to Stop a Cyber Thief

In recognition of National Data Privacy Day on January 28, Communiidentity_Theft_Laptopty Bank of the Chesapeake reminds you to take an active role in protecting your data.

To help ensure the safety of personal information, try following these four tips:

1. Create c0mplic@t3d passwords. Avoid birthdays, pet names and simple passwords like 12345. It is also important to change passwords at least three times a year. Because friendly theft–theft by someone the victim knows–is the most common type of identity theft or fraud. Don’t share your passwords with family members and be mindful of who has access to your personal information.

2. Keep tabs on your accounts. Check account activity and online statements often, instead of waiting for the monthly statement. You are the first line of defense because you know right away if a transaction is fraudulent. If you notice unusual or unauthorized activity, notify your bank right away. When a customer reports an unauthorized transaction in a timely manner, the bank will cover the loss and can take additional measures to protect the account.

3. Stay alert online. Be sure computers and mobile devices are equipped with up-to-date anti-virus and malware protection. Never give out your personal financial information in response to an unsolicited email, no matter how official it may seem. Your bank will never contact you by email asking for your password, PIN or account information. Only open links and attachments from trusted sources. When submitting financial information on a website, look for the padlock or key icon at the top or bottom of your browser, and make sure the Internet address begins with “https.” This signals that your information is secure during transmission.

4. Mobilize your defenses. Use the passcode lock on your smartphone and other devices. This will make it more difficult for thieves to access your information if your device is lost or stolen. Before you donate, sell or trade your mobile device, be sure to wipe it using specialized software or using the manufacturer’s recommended technique. Some software allows you to wipe your device remotely if it is lost or stolen. Use caution when downloading apps, as they may contain malware and avoid opening links and attachments–especially from senders you don’t know.

Data breaches can happen anytime, anywhere and can affect anyone. At Community Bank, we can help you gain the peace of mind that comes from knowing that you’ll have an expert on your side if your identity is stolen. Learn more about how our ID Restoration Services can help you in the event your identity is compromised or stop by one of our convenient branch locations for details.

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