Friday Focus: Adult Day Care of Calvert County

Adult Day Care of Calvert CountyThis week’s Friday Focus takes us to Calvert County, where we had the opportunity to speak to Ruth Lake, the Executive Director of Adult Day Care of Calvert County. She and her staff work hard each day to provide an enriching and entertaining environment for the elderly members of their community.

Q: Tell us about your organization (who you serve, etc.)

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Raising Compassionate Kids

Raising Compassionate KidsCompassion isn’t something we’re born with. It’s learned. And it’s something parents can — and should — teach their kids. You can do it by example. Through conversation. Through experience.

While instilling a sense of compassion in a youngster by being a shining example is admirable, there’s much more to it than that! It’s not enough to just be a compassionate, caring person yourself. You have to help your kids develop empathy, kindness, caring and a sense of responsibility toward others, say the experts at They suggest steps such as setting rules and expectations, enforcing limits, providing structure, encouraging friendships and setting high standards, among others.

Here are 11 other things you can do to raise a truly caring and compassionate child, from Parents Magazine. And 13 more tips, from

Jim Taylor, Ph.D also stresses that children aren’t likely to learn compassion on their own. In his piece for Psychology Today, he says parents have to nurture that “caring for others” trait in a child’s early years, so they will come to “realize its value and embrace it as their own.” The author is also convinced that compassion is contagious, and advises surrounding your family with compassionate people.

Why generate compassion in your children? A simple answer – it could be a key to help them enjoy life by becoming “more deeply attached” to family, friends, and others around them.

Unfortunately, cites an MSNBC special indicating that today’s young adults – high school and college students – are less likely to “get” the emotions of others, citing a more competitive society in which today’s parents are raising children compared to people of the same age group 30 to 40 years ago.

There seems to be no question that, while building a child’s confidence and self-esteem is important, promoting a sense of caring and compassion is equally so.

Security: Payday Loans and Cash Advances

Payday Loan AlternativesYou’ve probably heard radio advertisements promising, “Easy credit with immediate approval!” Or maybe you’ve come across online ads declaring, “The money you need is just a click away,” while visiting your favorite websites. These enticing offers, known as cash advances or payday loans, can be far more complex and problematic than you might think.

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Back-to-School Budgeting: Tips for Parents

Back-to-School Laura Edgar is a senior writer for, a personal finance website that helps people save money on financial products and everyday purchases.

Parents know all too well that back-to-school season is synonymous with spending money. To some extent, this is inevitable. Kids outgrow their old clothes, backpacks break, and your child’s teacher just might need some extra art supplies. With a little advanced planning and creativity, it’s easy to make back-to-school shopping simple and affordable. In fact, budgeting for back to school is a great opportunity to teach your kids financial literacy basics. Here are some helpful suggestions to help you and your child save money and start the school year off right.

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Business: Wellness in the Workplace

Employee WellnessInterested in lowering your cost of doing business? Want to improve employee performance and boost morale? It’s long been said that employees are your organization’s most valuable assets. And with evidence tying the well-being of employees to a business’ fiscal health, we’ve pulled together some information on employee wellness programs and how to institute a program at your organization.

An employee wellness program can take many forms, but generally falls into one of two categories, 1) activity only programs and 2) outcome-based programs.

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CBTC Behind the Scenes: Updating Our Name

What’s in a name? It’s a question we’ve found ourselves pondering quite a bit lately at Community Bank!

As you may have heard, we recently announced an exciting update that will take effect in October, when Community Bank of Tri-County becomes Community Bank of the Chesapeake. The decision came after much consideration about how we’ve grown and changed over the years.

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Rent vs. Buying a Home

Home BuyingFeel like with each passing month you’re throwing your money away by renting? But does the idea of pooling a significant amount of your savings into one big investment make you a bit nervous? The rent versus buy debate is one of the biggest, and most difficult, financial decisions you might have to make. We’ve pulled together a few online tools to help you sort through the money matters along with a few other factors to consider in your hunt for housing.

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