Friday Focus: LifeStyles of Maryland

LifeStyles of MarylandFounded in 1998, LifeStyles of Maryland works to increase the quality of life for individuals and their families struggling with poverty and homelessness. Guided by the idea of “service through service”, the organization works to increase the quality of life for so many through the programs and resources they provide. We caught up with the organization’s Executive Director, Sandy Washington, for this week’s Friday Focus. Continue reading

Nine Financial Planning Basics

Financial PlanningWhen it comes to managing your personal finances, there are many things to consider. Decisions you make today not only impact your current lifestyle, but can also have broad-ranging effects on your life down the line. Wherever you are in life, it’s always a good idea to periodically take stock of where you are with respect to your money. If you’re struggling to get your finances back under control, or if you’re just looking for some good advice, here are nine suggestions to help you lead a healthy financial life, today and tomorrow. Continue reading

Friday Focus: Project ECHO

Friday Focus - Project EchoFor members of the Calvert County community who have fallen on hard times, Project ECHO is there to lend a helping hand. The homeless shelter provides rooms and meals to thousands of people in need each year, giving them an opportunity to get back on their feet and change their lives for the better. The organization is currently preparing to host its annual fundraiser dinner, the Empty Bowl Supper. We caught up with Executive Director, Trisha Gipson, for this week’s Friday Focus. Continue reading

Do It Yourself or Bring in a Pro? Choosing the Best Way to Make Tax Filing Less Taxing.

It’s an annual passage and a sure sign that spring is approaching. It’s not longer days or warmer temperatures. It’s tax season and the all-important tax return filing deadline in mid April. And before you can even begin to think about the size of your return or the amount you owe, you’ve got to start by answering a simple question:

Who will file your taxes?

Will you do it yourself? Or hire someone to do it for you? There are some good arguments for both sides:

Doing It Yourself
The good news is that with the advent of technology, there are now a lot of helpful programs on the market to simplify tax filing and handle the calculations for you. For example, in their Super Bowl ad, Turbo Tax® demonstrated just how easy it is to answer tax questions and filing.

Continue reading

Friday Focus: Zonta Club of Charles County

CBTC - Zonta of Charles CountyTaking its name from a Sioux Indian word meaning “honest and trustworthy”, the Zonta Club of Charles County works to empower the lives of women, both in the local community and around the world. Zonta is entering the final days of preparation for their 29th Annual Fashion Show, and member Kelley Rollins took some time out of planning to share her organization’s story with us. Continue reading

Get your youngsters on the road to Saving!

Fillup the Frog helps teach financial literacyWe’re joining institutions across the country that are observing America Saves Week, a national campaign that encourages individuals and families to save money, reduce debt and build personal wealth.

Here at Community Bank of the Chesapeake, we think that teaching youngsters to save is a great way to start them on their way to a lifelong habit of saving. That’s why we make it fun! Continue reading

Introducing Tax Talk Tuesdays

Tax Talk TuesdaysIt’s been said that only two things in life are certain: death and taxes. And this time of year, it’s a good bet that most people are focused on taxes.

With the April 15 income tax filing deadline nearing, Community Bank is launching a new blog series called Tax Talk Tuesdays. Each Tuesday on our blog (now through April 15), we’ll tackle a different tax-related topic. From the basics of income tax to advice on charitable giving, our Tax Talk Tuesdays series will provide you with helpful tips and strategies to make the most of your money throughout the year.

Be sure to follow us on Facebook and Twitter (#TaxTalkTuesdays) for additional facts, statistics and infographics throughout the course of the series.

Friday Focus: United Way of Calvert County

United Way of Calvert CountyThis week’s Friday Focus takes us to Calvert County, where the United Way is nearing the final days of preparation for its annual Mardi Gras event. As the organization’s largest fundraising event of the year, proceeds from Mardi Gras will go toward the United Way’s mission of helping to end poverty and provide relief to struggling families and individuals in the community. United Way President and CEO Kelly Chambers took some time this week to share her organization’s story with us and gave us a sneak peek of what Mardi Gras revelers can expect next weekend at Annmarie Garden. Continue reading

Choosing the Right Credit Card

Choosing a credit cardA credit card can be a convenient staple of your financial life and these days, there are countless options available. Credit card advertisements are nearly impossible to avoid; you’re likely constantly bombarded by offers of frequent flyer miles, attractive APYs and loyalty points programs. All of this advertising can make deciding on a card a daunting task. But the truth is, choosing the right credit card and knowing how to use it wisely is important and can have a large impact on your finances. Continue reading