5 Tips for Online Shopping Safety

Online Shopping SafetyIt’s quickly becoming one of the most popular ways for consumers to shop for goods and services. It doesn’t require you to purchase gas, wait in long lines, or even comb your hair. And thanks to advances in technology, you can now do it right from your phone. It’s online shopping. And while it’s definitely the easiest, most convenient way to shop, it does present some risks. Here are some tips on how to protect yourself: Continue reading

Subject: Email Safety

Email account safety and security tipsThere’s no question, email has made written communication faster, easier and more convenient. It allows us to work remotely and instantly connect with friends and family members from all over the world. Unfortunately, email has also opened the door to potential danger as it presents a powerful weapon used in identify theft, the fastest growing crime in America.

So how can you protect yourself from becoming a victim of email fraud?

It may sound cliché, but when it comes to email safety, knowledge really is power. It’s critical to understand where your email is vulnerable and to take steps to protect yourself. Here are some tips: Continue reading

Stolen identity? 3 things to do RIGHT AWAY!

Identity TheftIf you believe that your identity has been stolen, there’s no time to waste. There are 3 steps you should take immediately to prevent further damage:

1. Place an initial fraud alert
Report that you are a victim to one of the three credit reporting companies. Ask them to put a fraud alert on your credit report. That company will tell the other companies, and the alert will be valid for 90 days. Keep track of the fraud alert ending date. Continue reading

Online Holiday Shopping Tips

Online shopping safetyIf the weather outside is frightful (or if you’re just looking to save some time), online shopping may be a good choice for your holiday purchases. The advantages to the online marketplace are many: no lines, no crowds, no multi-store trips to find that one specific toy. As you’re zooming from Amazon to Etsy and back again, here are some tips to make your holiday shopping as productive and safe as possible: Continue reading

Identity theft – one of the fastest growing crimes, nationwide

ID Restoration from the Community Bank of the ChesapeakeIn 2012, identity theft affected the lives of 12.6 million consumers nationwide. What is identity theft? Identity theft occurs when someone uses another person’s personal information such as name, Social Security number, driver’s license number, credit card number or other identifying information to take on that person’s identity in order to commit fraud or other crimes. In 12 percent of identity theft cases, the victim knew the perpetrator personally. Continue reading

From the ABA: Protect Your Small Business from Account Fraud

Prevent Corporate Account FraudCorporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. The American Banker’s Association recommends following these tips to keep your small business safe. Continue reading

Security: Payday Loans and Cash Advances

Payday Loan AlternativesYou’ve probably heard radio advertisements promising, “Easy credit with immediate approval!” Or maybe you’ve come across online ads declaring, “The money you need is just a click away,” while visiting your favorite websites. These enticing offers, known as cash advances or payday loans, can be far more complex and problematic than you might think.

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