Online Holiday Shopping Tips

Online shopping safetyIf the weather outside is frightful (or if you’re just looking to save some time), online shopping may be a good choice for your holiday purchases. The advantages to the online marketplace are many: no lines, no crowds, no multi-store trips to find that one specific toy. As you’re zooming from Amazon to Etsy and back again, here are some tips to make your holiday shopping as productive and safe as possible: Continue reading

Identity theft – one of the fastest growing crimes, nationwide

ID Restoration from the Community Bank of the ChesapeakeIn 2012, identity theft affected the lives of 12.6 million consumers nationwide. What is identity theft? Identity theft occurs when someone uses another person’s personal information such as name, Social Security number, driver’s license number, credit card number or other identifying information to take on that person’s identity in order to commit fraud or other crimes. In 12 percent of identity theft cases, the victim knew the perpetrator personally. Continue reading

From the ABA: Protect Your Small Business from Account Fraud

Prevent Corporate Account FraudCorporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. The American Banker’s Association recommends following these tips to keep your small business safe. Continue reading

Security: Payday Loans and Cash Advances

Payday Loan AlternativesYou’ve probably heard radio advertisements promising, “Easy credit with immediate approval!” Or maybe you’ve come across online ads declaring, “The money you need is just a click away,” while visiting your favorite websites. These enticing offers, known as cash advances or payday loans, can be far more complex and problematic than you might think.

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Security: Emergency Prep

emergency prep toolsDo you know what to do in the event of an emergency at home or on the road? Is your first aid kit ready and up to date? While it’s difficult to imagine how you might react in the event of an accident, injury or severe weather condition, it is important to be prepared. Ensure your readiness and heed the advice from these trusted and experienced authorities on the matter.

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Mobile Devices: Stay Safe on the Go

MobilePhoneShoppingDo you use your smartphone or tablet to text friends or conduct business via email? Or maybe you have a hard time remembering what it was like not having eBay or Amazon.com at your fingertips? As you rely more and more on your mobile device for these and other functions, make certain you are taking the proper precautions to keep you and your mobile device safe. Continue reading