Identity theft continues to be one of the fastest growing crimes in the United States. In the U.S., 12.6 million people – or 1 out of every 20 consumers – were victims of identity fraud last year. The American Bankers Association recommends following these tips to keep your information – and your money – safe. Continue reading
1. Place an initial fraud alert
Report that you are a victim to one of the three credit reporting companies. Ask them to put a fraud alert on your credit report. That company will tell the other companies, and the alert will be valid for 90 days. Keep track of the fraud alert ending date. Continue reading
If the weather outside is frightful (or if you’re just looking to save some time), online shopping may be a good choice for your holiday purchases. The advantages to the online marketplace are many: no lines, no crowds, no multi-store trips to find that one specific toy. As you’re zooming from Amazon to Etsy and back again, here are some tips to make your holiday shopping as productive and safe as possible: Continue reading
Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. The American Bankers Association recommends following these tips to keep your information – and your money – safe. Continue reading
In 2012, identity theft affected the lives of 12.6 million consumers nationwide. What is identity theft? Identity theft occurs when someone uses another person’s personal information such as name, Social Security number, driver’s license number, credit card number or other identifying information to take on that person’s identity in order to commit fraud or other crimes. In 12 percent of identity theft cases, the victim knew the perpetrator personally. Continue reading
Corporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. The American Banker’s Association recommends following these tips to keep your small business safe. Continue reading
Though the internet has many advantages, it can also make users vulnerable to fraud, identity theft and other scams. According to a Norton Cybercrime Report, 556 million adults worldwide were victims of cybercrime in 2012. The American Bankers Association recommends the following tips to keep you safe online:
You’ve probably heard radio advertisements promising, “Easy credit with immediate approval!” Or maybe you’ve come across online ads declaring, “The money you need is just a click away,” while visiting your favorite websites. These enticing offers, known as cash advances or payday loans, can be far more complex and problematic than you might think.
Do you know what to do in the event of an emergency at home or on the road? Is your first aid kit ready and up to date? While it’s difficult to imagine how you might react in the event of an accident, injury or severe weather condition, it is important to be prepared. Ensure your readiness and heed the advice from these trusted and experienced authorities on the matter.
Thanks to a task force study by the American Psychological Association, here are some basic facts you may not realize about kids and advertising:
• It is estimated that children view more than 40,000 commercials each year.
• A majority of all children in the U.S. today have a television in their bedroom.