With the April 15 income tax filing deadline nearing, Community Bank is launching a new blog series called Tax Talk Tuesdays. Each Tuesday on our blog (now through April 15), we’ll tackle a different tax-related topic. From the basics of income tax to advice on charitable giving, our Tax Talk Tuesdays series will provide you with helpful tips and strategies to make the most of your money throughout the year.
A credit card can be a convenient staple of your financial life and these days, there are countless options available. Credit card advertisements are nearly impossible to avoid; you’re likely constantly bombarded by offers of frequent flyer miles, attractive APYs and loyalty points programs. All of this advertising can make deciding on a card a daunting task. But the truth is, choosing the right credit card and knowing how to use it wisely is important and can have a large impact on your finances. Continue reading
The time has come once again for New Year’s resolutions! While some tend to scoff at the idea, the beginning of a new calendar year gives us an opportunity to take a look at our habits and consider how we might live better, happier or more fulfilling lives. Continue reading
After many months of hard work and development, the app is out of the bag: we’re mobile!
Community Bank of the Chesapeake is proud to announce the launch of our new Mobile Banking app —designed to help you have access to your finances at your fingertips, 24-7. Available for both the iPhone and Android, the app makes it possible for you to bank wherever and whenever is convenient.
When you download the free app from your app store, here are some of the features you’ll be able to take advantage of:
Whether you sang along or changed the channel, chances are that for at least a few seconds, you were thinking about your credit score.
You’ve probably heard radio advertisements promising, “Easy credit with immediate approval!” Or maybe you’ve come across online ads declaring, “The money you need is just a click away,” while visiting your favorite websites. These enticing offers, known as cash advances or payday loans, can be far more complex and problematic than you might think.
When’s the last time you wrote a check? If you’re like most people, checks are a thing of the past and you’re using either a credit card, a debit card or a prepaid card for the majority of your purchases, online or in person. But, if you use these cash-substitute cards interchangeably, you could be inviting problems.
The safest bet is to know which card to use in different situations. Here are some helpful hints.
Use a debit card
• For convenience
It is a lot safer than carrying a lot of cash and quicker than writing checks. It’s great for smaller, everyday purchases. But, be sure you don’t spend more than you have in your account, or overdraft fees could end up costing you big time.
Do you use your smartphone or tablet to text friends or conduct business via email? Or maybe you have a hard time remembering what it was like not having eBay or Amazon.com at your fingertips? As you rely more and more on your mobile device for these and other functions, make certain you are taking the proper precautions to keep you and your mobile device safe. Continue reading
According to a report in USA Today, it is predicted that 80% to 90% of women will be solely responsible for their finances at some point in their lives, either because of divorce or other circumstances. Which begs the question – are you ready?
If you are like the majority of women in the United States, the answer is probably “no.” So what can you do to prepare? It’s easier than you might think:
Thinking of transitioning into a new career or securing a second job to help offset a drop-off in earnings? The Southern Maryland JobSource is fully equipped with all the resources necessary for a successful job hunt. With three offices and a Mobile Career Center, job search tools, training and career advice are all available under one roof and free of charge.