How To: Save on Summer Camp

Kids at Summer CampAre stints at day camp or extended stays at sleep-away camp an integral part of your children’s summer? If not, maybe you’d like to get your children involved in all the fun, friends and festivities camps have to offer?

As with all your other children’s activities, the impact on the family budget is likely weighing in on your decision. For parents, much has been written about the price of having your kids take part in the creative crafts and camaraderie-building activities. With that in mind, here are some ideas on how to lessen summer camp’s impact on your wallet.

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You could win All-Star tickets & prizes

Blue Crabs ContestFor baseball fans in Southern Maryland, what better game to catch than the Atlantic League All-Star Game, where you can see the League’s best playing together on one night. Which is why we’re celebrating our partnership as the Official Bank of the Southern Maryland Blue Crabs with an All-Star contest!

Enter our Blue Crabs Contest and you could win a grand prize family four pack of tickets to the 2013 Atlantic League All-Star Game at the home of the Blue Crabs – Regency Furniture stadium, Wednesday, July 10.

In addition to the grand prize, six lucky winners will receive a Blue Crabs baseball hat as part of a weekly drawing every Friday from May 24 through June 28. Continue reading

Children: How to Become a Babysitter

Girl BabysitterIs someone in your family ready for that first babysitting job? Babysitting is almost a rite of passage for tweens and teens. But, just like with any other job, babysitting has its rules!

That’s especially true in Maryland, the only state in the country that dictates that babysitters must be at least 13 years of age. But, being mature, reliable, capable and age 13 isn’t all it takes to be a good babysitter. Training and knowledge are key components of success for a youngster’s “first real job.”

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Savings Tip – Check Out Your Local Library

Looking for fun and free educational and entertainment opportunities for your children? Good news, you can find all of that with a visit to your local library.

Most locations offer free concerts or story times for younger kids, like Saturday Story Times available at the Charles County Public Library. Not only are these events cost effective, they are also influential in getting kids interested and excited about reading at an early age.

There’s always something for teens and tweens too! Game night and a cooking workshop are just two events coming up at Prince Frederick’s Calvert Library.

Most events are usually held at the same time on a regular basis, which can grant moms and dads the ability to arrange a carpool; saving some busy parents another valuable resource – time.

Do you visit your local library?

Children – Why Entrepreneurship Is Great for Youngsters

Does your teen have aspirations of starting the next Facebook? Do you have a little one interested in selling lemonade on the front lawn? Embrace it! Entrepreneurship can help young children acquire a vast skill set befitting whatever career path they choose to explore. Here’s how you can help foster your daughter or son’s entrepreneurial side.

Learning experiences, not mistakes

Encourage your children to take risks and be unafraid to fail. Mistakes are a part of life, and early on children should see a mistake as an opportunity to improve . Help them learn by looking at what went wrong and brainstorm alongside them, ways to do things differently next time. Such exercises also play a role in nurturing their problem solving abilities.

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Savings Tip: Make your own Halloween costume (without going overboard!)

Are you tired of paying “an arm and a leg” for kids’ Halloween costumes that get worn once or twice around the big night, and then are either outgrown or out-of-favor for a repeat performance the following year?

Do you have any of the following around the house: a recycling bin, duct tape, trash bags, empty toilet paper tubes, paper grocery bags, hot glue gun, magic markers, Velcro or cardboard? Continue reading