Get your youngsters on the road to Saving!

Fillup the Frog helps teach financial literacyWe’re joining institutions across the country that are observing America Saves Week, a national campaign that encourages individuals and families to save money, reduce debt and build personal wealth.

Here at Community Bank of the Chesapeake, we think that teaching youngsters to save is a great way to start them on their way to a lifelong habit of saving. That’s why we make it fun! Continue reading

Friday Focus: Toys for Tots

U.S. Marine Corps Reserve Toys for TotsEach year, the U.S. Marine Corps Reserve Toys for Tots program works to brighten the lives of less fortunate children throughout the United States with its annual toy drive. From October to December, the organization works with local communities to accept donations of new toys to be distributed at Christmas time. Their mission is simple: to deliver a message of hope to one of the nation’s most valuable resources—its children. This week, Friday Focus talked with Staff Sergeant Brett Wagner, a coordinator from King George County, VA, who shared some information about the organization and one particularly special instance of how Toys for Tots was able to touch a family in need. Continue reading

Kids: Halloween Safety Tips

Halloween SafetyThe candy bowls are full, the Jack-o-Lanterns are carved and your children have been wearing their costumes around the house in anticipation. However, before your children take to the neighborhood on October 31, it’s important you proceed with the proper safety precautions to ensure everyone has a great time while scaring up some fun. Here are a few helpful Halloween safety tips for both parents and children alike.

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Kids: Chores — a routine part of family life

Kid's ChoresWhether they involve adults, children, or both, chores are a routine part of family life. For youngsters, chores are typically part of a reward system involving some type of compensation. But, chores don’t always have to be compensated – parents should take comfort knowing with chores comes a sense of belonging, satisfaction, self-esteem and responsibility.

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Raising Compassionate Kids

Raising Compassionate KidsCompassion isn’t something we’re born with. It’s learned. And it’s something parents can — and should — teach their kids. You can do it by example. Through conversation. Through experience.

While instilling a sense of compassion in a youngster by being a shining example is admirable, there’s much more to it than that! It’s not enough to just be a compassionate, caring person yourself. You have to help your kids develop empathy, kindness, caring and a sense of responsibility toward others, say the experts at Parenting.com. They suggest steps such as setting rules and expectations, enforcing limits, providing structure, encouraging friendships and setting high standards, among others.

Here are 11 other things you can do to raise a truly caring and compassionate child, from Parents Magazine. And 13 more tips, from Scholastic.com.

Jim Taylor, Ph.D also stresses that children aren’t likely to learn compassion on their own. In his piece for Psychology Today, he says parents have to nurture that “caring for others” trait in a child’s early years, so they will come to “realize its value and embrace it as their own.” The author is also convinced that compassion is contagious, and advises surrounding your family with compassionate people.

Why generate compassion in your children? A simple answer – it could be a key to help them enjoy life by becoming “more deeply attached” to family, friends, and others around them.

Unfortunately, Everydayfamily.com cites an MSNBC special indicating that today’s young adults – high school and college students – are less likely to “get” the emotions of others, citing a more competitive society in which today’s parents are raising children compared to people of the same age group 30 to 40 years ago.

There seems to be no question that, while building a child’s confidence and self-esteem is important, promoting a sense of caring and compassion is equally so.

Back-to-School Budgeting: Tips for Parents

Back-to-School Laura Edgar is a senior writer for NerdWallet.com, a personal finance website that helps people save money on financial products and everyday purchases.

Parents know all too well that back-to-school season is synonymous with spending money. To some extent, this is inevitable. Kids outgrow their old clothes, backpacks break, and your child’s teacher just might need some extra art supplies. With a little advanced planning and creativity, it’s easy to make back-to-school shopping simple and affordable. In fact, budgeting for back to school is a great opportunity to teach your kids financial literacy basics. Here are some helpful suggestions to help you and your child save money and start the school year off right.

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Need a babysitter? There’s an app for that!

Mom with BabyFinding a babysitter when you want one is always a gamble. Your regular sitter is either ready, willing and able — or has other plans. Your relatives— if you’re fortunate enough to have them nearby — are busy, too. Friends are reserved for emergencies only, and you’re leery of strangers.

Scheduling kid-free daytime appointments for yourself can really be a challenge too.

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How To: Save on Summer Camp

Kids at Summer CampAre stints at day camp or extended stays at sleep-away camp an integral part of your children’s summer? If not, maybe you’d like to get your children involved in all the fun, friends and festivities camps have to offer?

As with all your other children’s activities, the impact on the family budget is likely weighing in on your decision. For parents, much has been written about the price of having your kids take part in the creative crafts and camaraderie-building activities. With that in mind, here are some ideas on how to lessen summer camp’s impact on your wallet.

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