With the temperatures beginning to dip lower, many of us find ourselves reaching for the “On” switch on our heaters to help combat the cold. Each year, the cold weather months cost Americans thousands of dollars — last year, the Energy Information Administration predicted that consumers that used oil heat would spend an average of $2,544 on heating costs alone, while natural gas users would spend an average of $1,031. Heating your home isn’t cheap, but there are many practical steps that you can take to keep your household energy bill manageable.
Feel like with each passing month you’re throwing your money away by renting? But does the idea of pooling a significant amount of your savings into one big investment make you a bit nervous? The rent versus buy debate is one of the biggest, and most difficult, financial decisions you might have to make. We’ve pulled together a few online tools to help you sort through the money matters along with a few other factors to consider in your hunt for housing.
Is searching high and low for your car keys part of your morning ritual? Are you still holding onto the clothes you wore in high school? Whether it’s your basement, garage, car, or even your computer, chances are you can manage to find something in need of a little tidying up. If you’re looking for a little extra motivation, according to NAPO, the National Association of Professional Organizers, organized people have more time and money with less stress and frustration at home and in the office. Who wouldn’t want that?
You’ve probably heard of a Cookie Swap, a favorite holiday tradition across the country. Guests arrive with an abundant supply of their favorite homemade cookies to “swap” with seasonal specialties made by other guests. Everyone leaves with an assortment of holiday goodies and the recipes to go along with them.
Now that it’s “outdoor time” again, why not borrow the Cookie Swap idea and host a Plant Swap? Instead of the holiday desserts, bring plants, seeds, cuttings or bulbs from your garden beds to share, along with used gardening books or tools you no longer need. It’s a great way to save money, learn about new plants, and socialize in the sun with friends.