Subject: Email Safety

Email account safety and security tipsThere’s no question, email has made written communication faster, easier and more convenient. It allows us to work remotely and instantly connect with friends and family members from all over the world. Unfortunately, email has also opened the door to potential danger as it presents a powerful weapon used in identify theft, the fastest growing crime in America.

So how can you protect yourself from becoming a victim of email fraud?

It may sound cliché, but when it comes to email safety, knowledge really is power. It’s critical to understand where your email is vulnerable and to take steps to protect yourself. Here are some tips: Continue reading

IRA contributions, there’s still time!

Tax filing IRA ContributionsSpring has finally sprung. Well, at least by the calendar. And that means, an important deadline is fast approaching – Tuesday, April 15, 2014. That’s tax day, or for those looking to save for their retirement, the deadline for making your Individual Retirement Account (IRA) contribution for the 2013 tax year. Whether you have an existing traditional IRA or Roth IRA or haven’t yet opened one, you won’t want to miss this important opportunity to save for the future. Of course, you can contribute to your 2013 IRA even sooner if you file your taxes before April 15. Continue reading

Do It Yourself or Bring in a Pro? Choosing the Best Way to Make Tax Filing Less Taxing.

It’s an annual passage and a sure sign that spring is approaching. It’s not longer days or warmer temperatures. It’s tax season and the all-important tax return filing deadline in mid April. And before you can even begin to think about the size of your return or the amount you owe, you’ve got to start by answering a simple question:

Who will file your taxes?

Will you do it yourself? Or hire someone to do it for you? There are some good arguments for both sides:

Doing It Yourself
The good news is that with the advent of technology, there are now a lot of helpful programs on the market to simplify tax filing and handle the calculations for you. For example, in their Super Bowl ad, Turbo Tax® demonstrated just how easy it is to answer tax questions and filing.

Continue reading

Get your youngsters on the road to Saving!

Fillup the Frog helps teach financial literacyWe’re joining institutions across the country that are observing America Saves Week, a national campaign that encourages individuals and families to save money, reduce debt and build personal wealth.

Here at Community Bank of the Chesapeake, we think that teaching youngsters to save is a great way to start them on their way to a lifelong habit of saving. That’s why we make it fun! Continue reading

Stolen identity? 3 things to do RIGHT AWAY!

Identity TheftIf you believe that your identity has been stolen, there’s no time to waste. There are 3 steps you should take immediately to prevent further damage:

1. Place an initial fraud alert
Report that you are a victim to one of the three credit reporting companies. Ask them to put a fraud alert on your credit report. That company will tell the other companies, and the alert will be valid for 90 days. Keep track of the fraud alert ending date. Continue reading

Last-minute gifts – There’s still time!

Last-minute holiday shoppingBlack Friday, Small Business Saturday and Cyber Monday have all come and gone. And your holiday shopping still isn’t finished? You’ve waited too long to rely on “overnight shipping,” and Amazon’s 30-minute drone delivery hasn’t “taken off” yet! Here are a few last-minute gift ideas to help ease the stress.

Think “homemade” and “handmade”
Check out Pinterest for the site’s featured pinners’ favorite recipes and hundreds of do-it-yourself and craft ideas. And the best part is, you don’t have to sign up to take advantage of these online pin boards — just click away. Continue reading