Personal: How to get organized

file folders for organizationIs searching high and low for your car keys part of your morning ritual? Are you still holding onto the clothes you wore in high school? Whether it’s your basement, garage, car, or even your computer, chances are you can manage to find something in need of a little tidying up. If you’re looking for a little extra motivation, according to NAPO, the National Association of Professional Organizers, organized people have more time and money with less stress and frustration at home and in the office. Who wouldn’t want that?

Continue reading

Business: Customer Service Best Practices

Customer ServiceNo matter how large or small your business is — whether you have one customer or a thousand and one — the way you treat them can make or break you.

The old adage is true: satisfied customers may tell one or two people about a happy experience with you. But a disgruntled customer will spread the story loud and clear, near and far. Not only have you lost a customer, you’ve probably lost potential customers, as well.

Continue reading

Security: Emergency Prep

emergency prep toolsDo you know what to do in the event of an emergency at home or on the road? Is your first aid kit ready and up to date? While it’s difficult to imagine how you might react in the event of an accident, injury or severe weather condition, it is important to be prepared. Ensure your readiness and heed the advice from these trusted and experienced authorities on the matter.

Continue reading

Which card should you use: Debit, credit or prepaid?

Credit, Debit or Prepaid Charge CardsWhen’s the last time you wrote a check? If you’re like most people, checks are a thing of the past and you’re using either a credit card, a debit card or a prepaid card for the majority of your purchases, online or in person. But, if you use these cash-substitute cards interchangeably, you could be inviting problems.

The safest bet is to know which card to use in different situations. Here are some helpful hints.

Use a debit card
• For convenience
It is a lot safer than carrying a lot of cash and quicker than writing checks. It’s great for smaller, everyday purchases. But, be sure you don’t spend more than you have in your account, or overdraft fees could end up costing you big time.

Continue reading